The Agreed Value Contract and the Danger in Over-insuring Your Airplane

Many of us have had the misfortune of dealing with a damaged automobile and experiencing first hand the way automobile policies handle physical damage. Auto policies are generally written on an Actual Cash Value basis, which means the payment made in the event of a total loss is adjusted for depreciation. When a total loss occurs, most owners find they are not able to replace the vehicle without adding something to the insurance proceeds.

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Keeping us updated helps keep you a Preferred Pilot

You have probably noticed that every year about four months before your policy expires you receive a letter and a renewal update form from LL Johns. The first question most people ask when they receive it is “Didn’t I just do that?” The answer is yes, about a year ago. The second question may well be “Why do I have to do this every year?” Here’s why…

In order for us to secure the best all around insurance program for you…at the best price…we need your current information. All underwriters want pilots to maintain currency and proficiency...

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